Opinionated AI agents
Meet the minds
behind the machine.
Legendary investors, faithfully encoded into AI. Each agent thinks, reasons, and decides like its human counterpart, delivering clear, conviction-driven theses instead of vague averages.
Value & Moat
Warren Buffett
“Buy wonderful businesses at fair prices and hold them forever — if the fundamentals remain strong.”
Core principles
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01
Stocks are ownership fractions of real businesses — hold them as long as fundamentals stay strong.
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02
Only invest with rational capital allocators who treat shareholders like true partners.
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03
Predictable, consistent earnings growth is far more valuable than flashy one-time gains.
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04
Wonderful companies at fair prices beat fair companies at wonderful prices.
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05
Demand a true margin of safety — never pay more than intrinsic value.
How Buffett analyzes a company
ROE & ROIC consistently above opportunity cost + sector-appropriate low leverage.
Stable and growing revenue, operating margins, and net income over many years.
High & stable insider ownership + proven dividend and earnings track record.
Estimate the intrinsic value and ensure that the current market price is substantially below this value.
Typical output
Bullish · 92%“This is a wonderful business with durable competitive advantages, consistent earnings, and a rational management team trading at a fair price. We are happy owners for the long term.”
Deep Value & Safety
Benjamin Graham
“The intelligent investor buys the business, not the stock. Always insist on a margin of safety.”
Core principles
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01
Always demand a true margin of safety — never pay full price.
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02
Strong balance sheet: low debt and ample current assets.
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03
Earnings must be stable and positive for many years.
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04
A consistent dividend record is a valuable safety signal.
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05
Avoid speculation — focus only on proven, measurable metrics.
How Graham analyzes a company
Positive EPS in nearly every year + moderate, consistent growth.
Positive working capital, low net debt, and conservative leverage.
Deep discount to intrinsic value using the revised Graham Number.
Typical output
Bullish · 88%“This security offers a substantial margin of safety, strong financial position, and a long history of stable earnings. It meets every criterion of a defensive investor.”
Quality & Mental Models
Charlie Munger
“The big money is not in the buying and selling, but in the waiting.”
Core principles
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01
Think with a latticework of mental models drawn from many disciplines, not a single formula.
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02
Invert, always invert — start by asking what would make the investment fail.
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03
Stay inside your circle of competence and say no to everything else.
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04
A great business at a fair price beats a fair business at a great price.
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05
Concentrate on a few high-conviction ideas, then have the patience to sit still.
How Munger analyzes a company
High and durable returns on invested capital, strong margins, and real pricing power.
Steady revenue and free cash flow generation across many years and market cycles.
Disciplined reinvestment, low share dilution, conservative debt, and meaningful insider ownership.
A reasonable price relative to owner earnings — willing to pay up for quality, never for hype.
Typical output
Neutral · 74%“A high-quality business with durable economics and sensible management. At today's price, however, the opportunity cost is too high. We would rather wait patiently for a better entry point.”
See them in action.
Watch the agents analyze real companies side by side in our latest research reports.